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Laneco
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Join Date: Jan 2005
Location: Usa
Posts: 5,573
Beretta's advice is very good in my humble opinion because it takes into account the thought pattern that is leading her to this behavior. Her actions are not entirely foolish, they are a product of her life history.

I would add this - when she pays the car off, arrange to keep making a partial payment toward a maintenance account. She's used to the payment, let's say it's $300. Pay it off and have a payroll or similar deduction or monthly bill that will go into an interest bearing maintenance account - maybe $150 a month. That way she is "banking" on future repairs.

The car is paid off and repairs are being saved for. If it doesn't spontaneously explode, well, then she has a nice down payment for her next car or a bit of mad money saved up.

angela
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http://forums.pelicanparts.com/off-topic-discussions/1102514-we-lost-amazing-woman-yesterday.html
Old 02-27-2009, 07:17 AM
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