[Christien]

Sounds like a good way to invest some money, with low risk. I like the idea of being able to invest large sums, but spreading it around to minimize risk. Will they provide you with data such as historical default rates? If you could find an average default rate of xx% over a few years, you'd have a pretty safe bet as to how much of your investment will go into default.

I'm surprised they wouldn't split collection proceeds with the lenders, assuming collection action was even partly successful.

How does the site make money? Do they take a percentage of the return? Or is it just ad revenue based?