[Christien]

Originally Posted by Porsche-O-Phile

I think they tacked a couple percent onto what the loan recipient ended up paying, but it wasn't something you as a lender would ever see or care about. You're just making money off your money by lending it out.

As a lender, you must care about every single aspect of the deal. Adding "a couple percent" to a loan, or charging the borrower a fee, makes paying the loan back that much more difficult and increases the chance of default. I'm not suggesting their cut WILL do so, but every bit counts.