[911Rob]

Some do, some don't; yadda, yadda.
One thing I know for sure, you'll never change the man in the mirror!

When you go around screwing people, you have a little man on your shoulder whispering into your ear daily...."Loser" regardless of how you justify it imo. I would never do it; ever.

One of the biggest things that pi$$e$ me off about our gubmints is this bankruptcy law deal; they make it so easy..... I could make a few suggestions to improve the processes.

Trust me, when you get to be my age; you'll want to feel successful. I've been a handshake guy all my life and today I'm as calm as a Hindu cow. Cheers,