Quote:
Originally Posted by billyboy
I agree with this approach. I definitely will pay the doctor what ever he wants, but when you see what the hospitals get paid by the insurance companies, why should I have to pay them a greater amount just because I give them cash?  |
Your view is only one side of the equation.
You're right. Why should insurance companies get to pay far under market value/MSRP/regular pricing for medical services? That's not fair to the uninsured consumer. Why should little, single person you have to pay $11,000 for something if a big corporation like AIG (which has enough money to give out bonuses and such) can pay $1000, instead? That certainly doesn't sound fair or make sense.
On the other hand, why should health care providers have to discount services for everyone--insured or not--just because people don't want to pay full price? That's not fair to the provider, is it? Should health care providers (whether they are a hospital, physician, lab, etc) be able to pay their obligations (rent, electricity/water/utilities, office staff wages, office supplies, etc.) less than market value, in return?