[mikester]

My wife is self employed and was unemployed for most of last year (had a baby). The bank was reasonable about it, we almost qualified with my income alone but not quite. Her's put us over the top but they didn't require a great deal of documentation to prove it.

Since yours is solely self employed, I would say be prepared with lots of documentation. You'll need a loan to value ratio of 70% or less, and a debt to income ratio less than 45%.