[imcarthur]

I know that our household will be hard-pressed to retire at 65. There will financially be a need for part-time from our present vantage point. We have a chunk socked away, but it won’t be the million $s + that ‘everybody’ says is necessary. My ex took my first 38 years of equity & my wife refused to skewer her ex (good karma for her though) so we both flat lined at 40. We have built that back up - despite the costs of raising & financing our mixed brood of 3 – over the last 18 years but we refuse to sacrifice our all for retirement, so we holiday etc. Never extravagance but certainly never sacrifice.

And sacrifice for what anyway? When we will potentially be too old & decrepit to enjoy it anyway? I am surrounded by retirees in my hood. Some take to it well. Some whither very slowly. Some drop dead almost immediately. I don’t know, but it worries me. Not enough to save every penny now though. In other words, I refuse to ‘live now’ for my retirement.

So for me: obsolete.

Ian