Quote:
Originally Posted by milt
I want to cancel the other 2, but I can't right way because that will crash my FICO.
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BSBSBSBSBS!
I didn't have a card until I got married at 21 and my wife added me to her Discover card. Less than a year later we were buying a house and my credit was excellent (750-ish). At that point I had never borrowed money in my life. My wife, who had also never borrowed money and never carried a balance on her card had an 800+ credit score.
Don't you think they WANT you to believe that? No loans and no CC balance = very little profit.
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‘07 Mazda RX8
Past: 911T, 911SC, Carrera, 951s, 955, 996s, 987s, 986s, 997s, BMW 5x, C36, C63, XJR, S8, Maserati Coupe, GT500, etc
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