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My aversion to risk changed drastically when I got married and had kids 20 some years ago. Prior to that, I would probably draw the line just before running with the bulls. However, as family life grew on me, I realized that it wasn't just me I was risking, it was my family's husband/father I was risking. The stakes went way up at that point, so the risk aversion went up too.
I quit driving motorcycles completely, forget all about skydiving. I learned to find enjoyment in low-risk activities, like sailing and camping.
Now that the kids are grown and I'm into middle age, I can feel the risk aversion dropping again, but not to the early 20's levels.
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