Other person's. Farmer's.
My niece got in a wreck last year.
Lesser wreck, lesser damage and lesser medical.
Farmer's gave her the runaround. She hired a lawyer and settled out for $30k
after lawyer fees.
Honestly, if they would have said 'How about $20k'?, I would have likely caved.
I told the adjuster her offer was a slap in the face, unreasonable and an insult.
I asked her she would react to such a ridiculous offer...Back pedaling ensued.
I'm a little bent, here.
KT