Quote:
Originally Posted by trekkor
...pay as little as possible, as soon as possible' mentality really irks me.  |
That's SOP for all ins, companies. They always offer a low figure and try to get you to settle on the spot; why wouldn't they? They couldn't care less if you're irked and mad; theirs is strictly an emotionless numbers game - it's gambling, plain and simple; call their bluff.
Years ago, had similar situation, ins. co. offered $1200, I wanted $3000 so I said gimme $5000 or I'd see them in court. After a short time they came back with $3500 so I took it. They don't like going to court.
Your claim is a lot higher than mine, but before you hire a lawyer, demand $60k and see what they come back with. You don't need to pay a lawyer to do this and if your $40k isn't off-the-wall, they just might come back from your $60k demand with an offer of $30k, which is more than you'll net if you hire a lawyer who gets $40k and keeps a third for himself.
You've got nothing to lose doing this (they're not gonna get really irked and mad at you and LOWER their offer original offer
).