Quote:
Originally Posted by artplumber
I don't get the super low ball offer though. KT wasn't at fault. One would think they would be paying the entire medical bill, and haggling about lost work pain and suffering etc.
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Again, they only care about forking out the least ammount of money they can get someone to accept and don't give a tinker's damn about Trek.
Here's a shocker - Google Kip Hayes (I knew his brotherinlaw and met Kip). Kip was injured playing h.s. football and ended up a quadraplegic on a breathing machine with 24hr nursing care in his home. The costs are so high in cases such as these that ins. co.s may have a consortium to share the burden placed on one co.
Well, EVERY SINGLE YEAR, for YEARS, the bastard's attorneys would drag Kip's attorney into court to try to have Kip removed from his home and put into a hospital.
Why? Because that would cost them less than paying for his home care? Oh how cruel and heartless, right?
No, that's NOT why. His hospital care would cost the insurance companies MUCH, MUCH, MORE per year than they were paying for his home care. Huh?
Why then? Here's (what to me was) the shocker; in the long run it would COST THEM LESS because if Kip was ripped out of his home (which he'd bought and paid cash for out of his settlement) and put into a hospital, HE WOULDN'T LIVE AS LONG.
The above is true. Ask me how I feel about insurance companies.