[Laneco]

Farmers is absolutely awful....

Had a lady blow thru a stop sign and hit our 93 Mazda mx6. She was cited at the scene for failure to yield. Her insurance company was Farmers. My car was driveable but with a blown air bag, both headlamps broken, hood, core support, radiator and bumper skin needing replaced, I knew the car would be totalled due to its value.

Like a dumbass, I let them tow it from the scene and I walked home. Farmers decides they are going to give me $700 for the vehicle. They used four cylinder strippy cars as comparables and then knocked money off that. This was the fully loaded leather V6... I flat out told them NO. The fight was on. I went over to the wrecking yard to pick up my vehicle. Imagine my surprise when I found out that it had been picked up and sent to auction in a town 160 miles away. Without my knowledge, permission or a settlement.

I fought with them for six months. Turned them into the state insurance board, fought some more. They threatened to charge me storage for the auction yard (where they had towed my vehicle without my permission), threatened to make me pay for the return tow at $3 per mile (when it was taken without my permission), etc., etc.

After a most ugly six month battle, they returned the car at their cost and gave me $1700.

If they fight that hard for $1000, how hard do you think they will fight for 30K plus?

Lawyer up.

angela