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Maybe talk to Craig's broker/Credit Union?
The Super Conforming limit looks to be $567,500 in King County, which base out only about 0.25% higher than Conforming, but the cash out adjustment looks a lot uglier. There's several price adjustments based on LTV and FICO on both loan types. You should compare those to a $417,000 1st & 2nd combo and a new 2nd on top of what you have now.
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