Quote:
Originally Posted by onewhippedpuppy
Per most policies, if you (the individual) are sued as a result of an incident that is within your coverage, your insurance company is required to represent you in court. So by KT suing the individual, he's essentially suing the insurance company.
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I guess that is what I do not understand- I can be slow.
We are not yet in court. I would be discussing these issues with the individual involved- not the insurance company. Let that person know you are suffering, and will be needing a settlement in the range of $X. I would let him fight with the insurance company about who pays it. In court I would hope the individual is still primarily responsible for his actions and damages, and it is up to them to make sure their insurance- which they chose and paid for- protects them and pays appropriately.
gary