[David]

My 2 cents: these insurance companies that low ball people cause many of the big settlements. I was rear ended by an 18 wheeler many years ago. My car was totaled and my injuries were mild. All I wanted was fair value for my car. The adjuster said this is what we'll give you. I said fine, at least let me get the brand new stereo out the car. He said, " no ***** way are you getting the stereo". I was dumbfounded. I said this conversation is over and my next call is to a a lawyer. All I wanted was $1500. I ended up with $5000 and the lawyer got 1/3 or whatever it was. Don't they realize you catch more flies with honey than vinager?