I just logged in to pay my Visa bill online and found that there is a $484 charge on it from 6/11 that someone bought at a store called "smarthomeusa.com"
It wasnt me, so I reported it via their online customer service link because they dont have phone service until tomorrow morning... I also left a message with "smarthomeusa.com"
Tomorrow I will get them to cancel this card, or change the numbers (I barely use this visa at all).... and according to them, I would only be liable for $50 of any fraud transaction.
I dont want to pay this $50 though... Im not the thief... Have any of you had this happen to you? Did you have to cover $50 of it or were you able to get the CC company to cover it all? How did you get them to cover the entire amount? suggestions?
Thanks very much you are a wealth of info here...
