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My 0% credit card also has no annual fee. It's like purchasing in cash.
Agreed. Always live within your means. I use a cheap credit card AND I buy stuff I can afford to pay cash up front, just in case. My other CC is an Amex which I have to pay off every month.
Oh yeah, $5 foot long Subway sandwiches for lunch. Love that oven roasted chicken on wheat.
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