|
Eric: the gurus say that the best FICO comes from carrying about 30% of your maximum balance on each card. With an improved FICO comes offers of reduced interest rates (eventually) - but this is all passive stuff.
Better to be proactive. If your friend calls and asks for a rate reduction on each card, the one that leaves his rate the highest is the first he should pay off.
__________________
techweenie | techweenie.com
Marketing Consultant (expensive!)
1969 coupe hot rod
2016 Tesla Model S dd/parts fetcher
|