Irvine is great, but you pay a premium for the schools. Since this is not a concern, I would consider other South OC areas.
You are welcome to join me and Alex in Aliso; Richard was from Laguna Niguel, and Scott is in Mission Viejo.
I have a few loan guys that I have received from friends, and I was hoping to contact them for a refi. I will send you both of them, and you can compare them if you wish.
Good deals: Aliso Viejo examples:
http://www.redfin.com/CA/Aliso-Viejo/31-Mayfair-92656/home/5257944
http://www.redfin.com/CA/Aliso-Viejo/151-Matisse-Cir-92656/home/21629706