[ramonesfreak]

i dont understand your question exactly...but

credit card company can sue you when in default (on the credit card account) and get judgement which is then filed with country clerks office. once judgment is filed, plaintiff can exercise whatever legal remedy they have to get judgement satisfied.... take your house? no. there are secured debts and unsecured debts...big difference. credit cards are unsecured...i.e., no specific collateral secured by a lien..unlike home equity loan or mortgage