[Porsche-O-Phile]

FWIW I think the asking price on the place we were going to get was $219k - more evidence of what a joke "asking price" is. Had I not been getting an FHA loan and taken 10% off that, I'd have paid $197,100 - fully $47,100 more than what was accepted. My point is don't put too much stake in asking price. Especially when dealing with a bank as the seller.

It would have been "force-reduced" to $150k because of the FHA appraisal, but honestly I think we got lucky (I found a fairly pessimistic appraiser) and to simply say "oh the FHA appraisal number will protect me from getting screwed" is taking an awful chance.

I'm very patient when it comes to this kind of stuff. I won't be rushed into paying a penny more than I need to.

Sorry for any hijack - I wish you well and hope you are able to keep emotion out of it and land yourself a good deal, be it on this house or any one of the millions of others out there.