[Jims5543]

Same boat here. I had a 35K line, a just in case policy. I had parked some debt there while I moved some money around. Around 25K worth. Then after 6 months or so of doing what I needed to do, paying my payments on time and everything. I payed off the 25K in one full swoop.

No sooner did I do this and they closed the line. The sucky part is I wrote 2 checks against it for about 7K while the letter informing me the line was closed was in the mail. Both checks bounced. One was to my atty, he was not amused the other was to the IRS, they are in the middle of a temper tantrum.

I called my branch manager and she basically told me this is how it is now. I laughed at her and hung up the phone. In another couple of months I am closing all accounts with them.

I now have a substantial amount of money in my savings right now, like 6 figures substantial, and every time I deposit more money into the account (every week) I "used" to get the song and dance on how I should meet with them to plan my money out blah blah blah.....

I got sick of hearing it and told them that it was MY equity line since they felt I should no longer have one. It is MY fall back money when the other shoe drops in this economy. I then told them if they would like to re-open my line I would be happy to invest some of my money with them, but until then, forget I have that account.