[myamoto1]

I think the insurance industry is being villanized more than it should. I don't disagree that there are some "greedy bastards" out there, but when you look at the average profit margins for healthcare insurance, it's only around 3 - 4%. Even then, CIGNA is the highest at just under 10%. The healthcare insurance industryt ranks 86th overall out of 215 industries ranked. Drug companies are in the 16%+ profit margins, why is noone attacking them? Who do you think is paying for your designer drugs? Right, your healthcare insurer. Like turbo6bar said, it's a choice that has to be made. The thing everyone forgets is, it's the consumer that has to make that choice - not the insurance company.