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I spoke to both Grundy and Hagerty today and asked specifically about using the insured collector vehicle as a backup in the event that my daily driver was in for repairs. Both said they do not allow the car to be used as a backup and it would not be covered if it was being used for that purpose. I saw that spot on 'My Classic Car' as well, and think that it was inaccurate with regards to Grundy's real-life usage restrictions.
FWIW, I also spoke to American Collector and they have the same usage restriction. They do, however, have an 'extended' policy that will allow the car to be used for backup duties, but the quote I was given for that policy was $964/year!
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2012 Cayman R - Black/Black
1995 993 - Polar Silver
Last edited by logan2z; 10-30-2009 at 03:40 PM..
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