[fbarrett]

Friends:

I used J.C. Taylor for over 25 years, and when the '65 Alfa set fire to itself on the main drag through Denver, they never even asked why I was driving it. They just sent an adjuster around to make sure I hadn't torched it myself then paid to fix it, wherever I wanted to have the work done. Great people to work with.

Because they sponsor the Colorado Grand, which I'm involved with, I now use Hagerty for three cars. All they asked was to see proof of insurance on my daily driver (not on their antique policy). I mentioned that I use one of the old cars on the track occasionally, and they just let me know I'm not covered there; no surprise that. In reality, apart from the legalese in the policy, neither of these insurance companies seems to make a fuss as long as you have a true daily driver. They don't seem to mind if you're driving the car to or from a shop for work--or even on a nice day just to exercise it for grins. The tops of two of my cars are never up, even when parked overnight in hotel lots on an event, so, of course, they are never locked. Same with $5 million 1950s Ferraris right next to them.

Frank