[Rick Lee]

I don't think a grad. degree means much to employers unless you're in a specialty field. I've worked with plenty of folks who had student loan debt and had the exact same job I had, hired by the exact same boss who never asked about my college degree. I know people my age with plenty of grad. school debt who are not making a dime more than they would have without that degree, but making payments for the next 15 yrs.