[Hugh R]

I live in brush fire country. I insure the house for $250/sq. ft. plus 50% additional for code upgrades. In 12 years, I've had three brush fires that came close, one real, real close; like 200' away. You figure out pretty quick what is important and what is just stuff that can be replaced. We have a fire evacuation plan and know what to do if we're here. We have a reciprocal plan with my brother who live three doors down from me.