My bro-in-law went to Sears Point Bondurant School - thought he was real ricky racer and stuffed the car into an embankment. Instructor commented "I said brake for the turns, not break the turns" or something that roughly translated to that. He finally admitted he entered the turn "just a tad hot".
Until his wife made him get rid of it, he had a $3500 coffee table made form left front parts.
You wreck it, you pay to fix it!!!!!!! (Usually promotes smoooooth driving).