[m21sniper]

Originally Posted by sammyg2

And a great deal of that is self-inflicted. Too many greedy or dumb or gullible people willing to sign for a loan that they couldn't afford or were too lazy to read, or people walking away from a big loan because it is no longer "financially convenient".

When I bought my house I was nervous because I was scared of the $1100 a month payment. I was making $19 an hour back then and knew I could make the payments, but I was concerned by what I would have to do if I lost that job.
I figured it out, I could get another job as a contract laborer if nothing else and work weekends at a fast food restaurant if it ever got that bad.

I did all that thinking and worrying because the idea of defaulting on a loan was one of the the lowest, scummiest, most disgusting things I could imagine myself doing.
Now I can afford a much bigger house in a better area with a much bigger payment, but I don't go there because I don't need a bigger house to impress anyone, I don't need to keep up with the Jone's.
I could have qualified for a bigger, better house back then too, but I considered that gambling.

THAT IS CALLED RESPONSIBILITY!
It's hard to feel sympathy for people who screw up on purpose.
Shame on them for asking for or accepting help from the taxpayers for their own irresponsibility.

The people in Haiti need help and I am helping. If others feel the same way they should help.
But that is the responsibility of people, individuals, private organizations and charities. Not our government!

Do you think the people in Haiti are any better in their financial planning? I'm just sayin...