Quote:
Originally Posted by sammyg2
And a great deal of that is self-inflicted. Too many greedy or dumb or gullible people willing to sign for a loan that they couldn't afford or were too lazy to read, or people walking away from a big loan because it is no longer "financially convenient".
When I bought my house I was nervous because I was scared of the $1100 a month payment. I was making $19 an hour back then and knew I could make the payments, but I was concerned by what I would have to do if I lost that job.
I figured it out, I could get another job as a contract laborer if nothing else and work weekends at a fast food restaurant if it ever got that bad.
I did all that thinking and worrying because the idea of defaulting on a loan was one of the the lowest, scummiest, most disgusting things I could imagine myself doing.
Now I can afford a much bigger house in a better area with a much bigger payment, but I don't go there because I don't need a bigger house to impress anyone, I don't need to keep up with the Jone's.
I could have qualified for a bigger, better house back then too, but I considered that gambling.
THAT IS CALLED RESPONSIBILITY!
It's hard to feel sympathy for people who screw up on purpose.
Shame on them for asking for or accepting help from the taxpayers for their own irresponsibility.
The people in Haiti need help and I am helping. If others feel the same way they should help.
But that is the responsibility of people, individuals, private organizations and charities. Not our government!
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That is so true, I am hurting financially because my wife's job in management, in the high end linnnen industry dried up, when the economy tanked. Because I make my living turning wrenches on high end cars, and have had to fall back to working on domestics since the economy tanked. And since I decided to make sure that my credit cards were payed off as the money started to dry up, and I am now down to one month's worth of cash left, because I decided to get out of debt. I am a poor planner and I would love to watch my ever increasing taxes go somewhere else instead of staying here where they belong. But I guess I am not a RESPONSIBLE person. I am a modest man, I live within my modest means, and I am suffering because of the actions of others, so by all means, lets just give all the money we can to people who will never pay us back. Thank you Sammy for opening my eyes to MY mistakes. Charity begins at home, and to me that means MY home, screw the rest of the planet till I am safe again.