[pwd72s]

Dave, That's not quite true...it's not a dollar for dollar trade, the interest rate deduction. You get to deduct the interest paid from your income, not from the tax owed. The savings on taxes are variable, depending on your tax bracket. Brian, it pays to crunch numbers on this if you're serious about it....check with an accountant, or at the very least with your tax preparer, and then compare the scenarios...how they relate to you personally...this would help in your decision process.