[Rich76_911s]

If you don't want to pay the fee, send a check.

I would venture to guess that you don't want to do that though. Because A) you want the added speed of Paypal and 2) you want the added protection from paypal.

TWO services you receive, that you are in essence asking the seller to pay for.

There really is little to no advantage for a seller to get paid via paypal over a check. The speed of cash getting into your bank account is slow via either method. The seller runs the risk of having money removed from his bank account, if the buyer is unhappy. Last time I checked too you can only remove money from you paypal account so many times a month, and paypal pays no interest on cash.

I always wonder what paypal does with the cash that sits in its accounts, I have to assume that they likely have millions of dollars that is sitting stagnant in paypal accounts. Do they invest that, are they allowed to, are they regulated as a bank would be? Just additional food for paypal thought.