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The Roth is the one with an income cap on contribution eligibility. Except for 2010 you can convert an existing conventional IRA to a Roth regardless of AGI, but you have to pay the taxes upon conversion.
I am thinking about doing this, but have one question: do you have to pay taxes upon Roth conversion even if your original contribution was not tax deductible due to the income cap? If so that would diminish the appeal of converting significantly. I've got to crunch some numbers.
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Chris C.
1973 914 "R" (914-6) | track toy
2009 911 Turbo 6-speed (997.1TT) | street weapon
2021 Tesla Model 3 Performance | daily driver
2001 F150 Supercrew 4x4 | hauler
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