Quote:
Originally Posted by Noah930
I don't see how you guys can try to compare insurance costs across state lines.
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Not me! Before the trolls chimed in I was only hoping to tell Todd about my positive personal experience with *provider based* health insurance (i.e. eliminating the insurance company d-bags entirely by going direct to a clinic). It was only after a troll claimed that the underlying premise of super-cheap health insurance was impossible impossible impossible did we end up in a pissing game about rates. That said, it would be hard for me if I had a small family at my age to explain to my wife how I had managed to pay $18k a year and had therefore essentially given a free gift to the insurance company over time equivalent to a new Carrera GT or a child's college education or a vacation home or a decent start on a retirement plan or a diamond ring the size of a walnut. And why again? Um...
Anyway regardless, Noah, you are a doctor, right? I use a clinic in my area called Fallon. I am not competent to rate them from a professional medical perspective. But from the perspective of a patient, I am very enthusiastic about the experience I am having. The seamless coordination between all of my doctors (even my eye doctor) is a new thing for me and I really like it. May I ask if the "provider based" business model is popular with physicians? I am having trouble finding a downside.