From now on...
Refied mortgage, paid off all CC's and put them away.
Wife has givin OK for new home theater speakers... but I am waiting to make sure I have funds to pay cash.
Have $2K in the bank... walked into Costco and they had giant flat screens for $2K... drool
I walked away... first time in my life I think I ever done something like that ($2K is set aside for aforementioned speakers)