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I am like you Vash, I used to be the spender. Now, not soo much.
Years ago when we built our deck, I used a Heloc. I have been slowly paying it off every month. The CC's have zero balances on them, and they will stay that way. We are redoing the floors on the main level of our house this year, and have saved up enough $$ for it, and anything else that might pop up, and have it in a savings account.
I also just changed my direct deposit and am having $250 from each paycheck (paid bi-weekly) deposited into a seperate savings account.
I need new tires and an alignment for the 911turbo bad, and I haven't been driving it much because of that. Since the tires are almost $400 a pop, I have been saving up, and hopefully I can get them ordered before it really warms up.
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