I emailed them and have it saved...just in case, I have to "excuse me while I whip this out" for them.
From me...
Subject: Policy coverage questions
Where the coverage says "Is used only infrequently for other purposes" can that mean infrequently as a "Regular use vehicle"?
I have picked my kids up from school a couple of times, stopped at the store and have driven my Hagerty insured car to work to attend the car club meetings after work to save on the 50 mile round trip to return home to get the vehicle to drive back to the meeting/activity.
Under these conditions, would my insurance through Hagerty not be covered?
Thanks
From Hagerty:
Thank you for your recent email! Our policy is a flexible but limited use policy. We do not limit you to just show and club use. Occasional pleasure driving fits our underwriting guidelines, but our policy is not intended for vehicles regularly driven to work or school or for running errands. We look for usage that is consistent with owning a valuable automobile and the availability of insured regular use vehicles for daily transportation. Your insurance would cover you during the activities you describe in your email.
If you have additional questions, please feel free to call our office at (800)922-4050 and any one of our friendly agents will be happy to assist you. We are open Monday - Friday 8:30am - 8pm, Saturday 8:30am - 4pm and Sunday 12pm - 4pm (Eastern).
Regards,
Christy Anderson
Licensed Agent
Hagerty Collector Network
Tel: 800.922.4050
Hagerty - Collector Car and Boat Insurance
I can forward you the actual email if you would like.