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I have a credit card that I seldom use. I went to make a small purchase with it and it was declined. I used my debit card instead and went home to call the bank. They told me that the card had suspicious small charges and they canceled it. They said they had called my house. I remember a robot voice call about my credit card but I assumed it was a phishing call so I just hung up.
That credit card was never out of my wallet for the previous several months. The only time I had used it was to buy some tires from Tire Rack over the phone. The charges were all small charges for internet services. Less than 30 bucks total. The credit card company told me that the crooks get the number and make some small charges to see if the card is good. After one month if the person that pays the bills does not notice a few extra charges they will hit the card to the limit.
In the end I had to sign a affidavit that I did not authorize the charges and the new card showed up in a couple of days. That is the main reason I have two credit cards when I travel. I would hate to have a card get locked down while on vacation.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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