[nota]

my kid in my 740 volvo was in the middle of a 5 car chain collision
1/2 a block from the house
the first 4 cars all stopped on a busy 2 lane street nose to tail but no hits
then a second later the 5th a ford SUV hit number 4 a chevy SUV hard
and pushed #4 into my volvo hard it set off the volvo's airbag and bent the car a bit
my kid has a minor whiplash injury sore neck but X-ray said no bone or major problems
my volvo was pushed into the two front cars but no visible damage to them
or injury reported by the others
strangely for miami everyone had valid ins lic and tags
so only #5 got a ticket

but who pays for my damage #4 who hit/was pushed into my car
or #5 who caused the accident

any one got a dealers book value on a 1990 volvo 740 with 89k miles
as with the airbag replacement and frame/unibody damage it will likely be totaled
trunk will not latch nor will the passenger rear door and the car pulls to the right