Quote:
Originally Posted by GH85Carrera
I can't think of any valid reason to keep a balance on a CC.
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Quote:
Originally Posted by gprsh924
If you are up $50k in investments, cash some of that out and pay off the debt. It is unlikely that you are earning 10+% on those investments.
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Absolutely! And balance ratio to limit is very important. If you must keep a balance, do spread it around on no fee cards at the lowest rates.
But I have to totally agree, pay them off. Then use them and pay the total each month. That's financial prudence.