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Sounds like a mistake, just get all the ducks in a row.....also double check the paperwork that all the loan percentages match if they screwed it up that far with the paperwork and you have to re-sign something......and make sure the old paperwork is destroyed in front of you (followed up by checking with the bank that there are not 2 loans in your name).....
I've dealt with honest dealers and very shady dealers......both looked identicle on the surface....