[Icemaster]

Just as a check, Kroger isn't in the reloadable phone card business, just cause they sell them doesnt mean that they manage that business, no moreso than they are responsible for how Bisquick, Cheerios, or Jet Puffed marshmallows are made. They sell the product.

Not saying they're not jointly liable, nor is it bad business, if you're talking with Fred from Mumbai, you're not talking to a Kroger person - most likely the rep from the organization that underwrites teh card. If they are representing themselves as Kroger, I really want to know for two reasons.

PM me details, I might be able to ask around. Need to know the name of the card, the name on the back of it and the number you called. I still got some friends....