[Rick Lee]

Well, two 90 day lates sounds about right for FICO punishment due to a short sale. And Wells Fargo probably refused to even discuss a short sale with them until they stopped making payments. Banks are complete idiots about such stuff. You have to screw your credit up before they'll take you seriously. Though I do wonder about the other stuff she said their attys. said to not pay until they could get a separation agreement. But they do have a paidoff mortgage with perfect history and plenty of other accounts with a perfect history, I'd expect to be trashed if they were true deadbeats.