[sscates]

Hey guys,

Just starting to realize the importance of a company credit profile. As I understand it, the D & B credit score is based soley on the business payables, not on personal credit. It's becoming difficult to personally guarantee growth of my company based on personal credit. Also, not the smartest idea either to bring yourself to financial ruin if something goes south in the company.

Any pros or cons on establishing a complete profile with D & B would be appreciated. They said to establish our account with 20 payables per month would cost $899. Seems kinda strange to be paying a credit rating company to establish a worthy credit score.

thanks, steve
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