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Really it is up to you and your wife and what yall decide to do.
Pay off debt, take the money you were spending on debt and invest in yall's future.
Real estate, they aren't making any more of it, might be a good investment.
We bought an annuity. Many here will tell you how dumb that was but at the time it was the wisest thing we saw to do with the money. It has kept my Mother living rather confortably this past decade + and it still has plenty of power left to go further.
I would do what felt best to us. I'll take my low five figure commission in chocolate please!
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David
'83 SC Targa (sold  ) MANLY babyblue honda '00 F250 7.3L (MINE!)
'15 F250 Gas (Her Baby) '95 993 (sold  )
I don't take scalps. I'm civilized like white man now, I shoot man in back.
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