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We have had a RE Bubble...and now we are moving to a BOND BUBBLE..and that is likely to burst within the near to medium term.

So RE is dead dead dead..for the next few years..my guess is at least the next 3 to 5 years...

Money in Bank Accounts..don't make me laugh...you get no interest rate even worth talking about.

Bonds...there has been such an ON THE BEACH MENTALITY...that one is likely to have a negative return on that investment...witht the risk of the BOND BUBBLE BURSTING...and a loss of principle unless one waits for the Bond to mature...In a Bond Mutual Fund that might be NEVER...

So where do ya put your dinero....to make a decent return on your capital..

IN BIG CAP STOCKS THAT PAY A DIVIDEND...Exxon is the perfect example...it currently has a low PE Ratio (historically) and is at the lower end of its historic trading range...has paid a dividend every quarter since before I was born...and has a low BETA..

So what you have is a situation where you collect a 3% or so dividend and any appreciation in the stock that is likely to occur because of being at the lower end of its trading range...and the stock is known for its low volatility...

So you are relativily protected from any down turn..your worst case scenario is that you have to wait for a return in stock price WHILE U COLLECT your Dividend. Since you are looking at the Dividend stream that time is not a big concern. Further the upside is if the stock should return to its historic trading range you stand to pick up 10% to to 20% Capital gain on your investment...on top of the Dividend.

It is really very simple...