Be prepared for a "totaled" letter from your insurance company..or theirs.
My insurance company took my '99 (5 years ago) and when the body shop stopped counting costs at 80% of the value of the car, they decided to send me a check for $2k more than I paid for the car 3 months earlier. Airbags, frame damage, etc will all trigger an immediate total by a responsible insurance company. They don't want to be insuring a car of doubtful safety even if repaired.
My experience was written up
here...