[desertt5]

My rental house in GA got thrashed inside tonight. My renter called my wife first thing to let us know.

The tenant is a good friend. I put her and her husband in the Marine Corps. Unfortunately he was killed in Iraq in his second tour and she is now out of the Corps. She has lived there with their son for over a year with no issues. Saw her and the house in September. She is one of the sweetest people you could ever meet. Has been since she was in high school.

Tonight her boyfriend got drunk and went berserk in a matter of seconds. Fridge knocked over, holes in walls, slider door glass cracked, window broken and his blood everywhere. He is now with the police and being charged with criminal damage to property, child endangerment, and not sure what else. She is getting a restraining order tomorrow.

I am not sure if she has renters insurance. Would my property insurance cover things to get the place back in shape quicker? If so, who would they likely go after to get their money back, the tenant or the boyfriend? I don't even remember what my deductible is now that its a rental house. May be too high make it worth it. Would one claim in 6 years effect my rates? Anyone experience this with USAA?

Any landlords dealt with this type thing before?