Quote:
Originally Posted by sammyg2
Forgive me if I'm wrong, but don't lots of those ordinary workers have 401k or pension funds that are invested in stocks and bond funds etc?
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You're not wrong, but what you infer is misleading as CG taxes aren't applicable to those

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edited (before Sammy corrects me

). I guess CGs could apply to "funds" within 401K/IRAs...I was thinking from an individual's perspective (and I don't do "funds").